Mortgage Releases


The City of Tampa releases mortgages when the terms of the mortgage have been met.  The Housing Portfolio Specialist monitors mortgages to insure timely release of the mortgage.  Release of Mortgage(s) is necessary to assist in clearing encumbrances on a title to a property that has a recorded City of Tampa (COT) mortgage.  A Release of Mortgage (ROM) may be issued for the following reasons:

  • The property has met the requirement of the funding source agreement (State Housing Initiative Program, HOME, etcetera).
  • The mortgage has reached its maturity date.
  • Short Sales.
  • Tax Deed Sales.
  • Florida Statute 95.281.

For information on a release of mortgage please contact April Espinosa, Housing Portfolio Specialist at (813) 274-8459.