City of Tampa's Owner-Occupied Rehab


Owner Occupied Rehab Program


City of Tampa Housing & Community Development is now
accepting applications for the Owner Occupied-Rehab (OOR) Program

The City’s Owner Occupied Rehab Program is designed to help maintain decent, safe and affordable housing for Tampa’s low/moderate-income families. The program helps homeowners, who are financially unable to make the necessary repairs, bring their homes into compliance with the City’s Florida Building Code and Housing Quality Standards.

Eligible repairs include:

  • Leaking or failed roof system
  • Failure of electrical, plumbing or HVAC systems
  • Failed structural systems such as floors and structural walls
  • Exterior deterioration (walls, foundation, porches, siding, etc.)
  • Weatherization (windows, doors and insulation)
  • Water heater replacement
  • Accessibility improvements (ramps, widening doorways, countertops, bathroom modifications, etc.)
  • Lead based paint remediation or other environmental issues

Loan Terms

  • Repayment loan/deferred loan/grant: Deferred loan secured by a recorded mortgage and promissory note
  • Interest Rate: 0%
  • Term: Varied (Based on the amount of assistance)
  • Forgiveness: Forgiven at the end of the loan term


2022 HUD Income Limits



Applications are being accepted now until further notice. You can download the Owner Occupied Rehabilitation application; or, to request an application packet, please call Housing & Community Development at (813) 274-7954 or can be picked up Monday – Friday from 9:00 AM – 3:00 PM at 4900 W. Lemon Street, Tampa, FL 33609.

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